A Personal loan can help you get out of a short-term financial bind. Thousands of Americans across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. When searching for a small loan you may see services like:
These short-term loans are popular because they offer a convenient way to gain quick access to a short term loan. These types of loans can prevent you from paying late fees, overdraft charges, or other penalties.
While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problem in no time!
If you're approved for a loan, you could receive up to $50,000 directly deposited into your account as quickly as the next business day.
In transmitting your personal data to our lending partner network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at simplecashlending.com.
Entering your information on SimpleCashLending is easy and private. From the comfort of your home desktop, laptop, setcook phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and private.
Our online form is already integrated with multiple lending partners, one consumer request is all it takes to submit online; an online decision will be provided within minutes.
SimpleCashLending does not perform credit checks through the three main credit bureaus (Experian, Equifax, TransUnion). A credit check may be executed to determine creditworthiness through an alternative provider which may or may not affect your credit score.
Loan amounts vary from $400-$50,000, the actual amount is determined by the information provided via your online request and any available payment history.
SimpleCashLending does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, the lending partner will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. SimpleCashLending is NOT A LENDER and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you, it will be an offer not an obligation. .
You plan on using this loan as a long term solution to your financial needs.
You plan to use your loan to pay off other outstanding debts.
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner's terms and conditions in full before proceeding for a loan.
Receive up to $50,000 in your checking account as soon as next business day.